Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

Can I get a car loan if I’ve previously been declared bankrupt?

June 6, 2018
Dealing with bankruptcy is an especially difficult time. With bankruptcy, you face a severe financial crisis, and your credit rating takes a huge hit. Not only does a bankruptcy hinder your plans of growing wealth, but it also limits you from starting over financially. There is no chance to obtain a car loan while you’re […]
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How do debt consolidation loans work?

June 6, 2018
Managing multiple debts is always a challenge. A large number of people pile up different debts over time. There is nothing wrong with taking a debt, but managing multiple debts can be tricky. If you are finding it difficult to manage different debts and you don’t see a path out of the red, you should […]
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How to get a guaranteed bad credit home loan approval?

June 6, 2018
Suffering from a poor credit profile can severely limit your credit options. If you currently have a bad credit rating, it can be difficult for you to secure a guaranteed home loan approval. However, with specialist advice you can secure a bad credit home loan. While most lenders won’t offer you a guaranteed home loan […]
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Can I refinance my home loan with bad credit?

June 6, 2018
Managing finances is something that everybody needs to deal with. However, dealing with finances can be challenging, especially if you have bad credit. Poor credit in the past can cause problems with your current financial dealings, including home loan refinancing. It is still possible to refinance a home loan even with bad credit. By approaching […]
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Can I get a car loan with a credit rating of 550?

June 6, 2018
When you’re suffering from a poor credit score, obtaining a car loan is difficult, but certainly not impossible. Many Australians manage to get a bad credit car loan from special lenders despite having a poor credit score. Some non-conforming lenders offer bad credit car loans, even for scores as low as 550. If you’re looking […]
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How Long Does A Bad Credit Rating Last?

April 17, 2018
A bad credit score can be incredibly damaging to you. If you happen to suffer from bad credit, then you’ll find it difficult to obtain new credit. A bad credit rating will be indicated in your credit report which contains comprehensive information about your credit history. Positive credit reporting has been introduced into Australia gradually, […]
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What is a Free Credit Check and How Does it Work?

April 13, 2018
When you apply for any loan, lenders will always check your credit history before approving your loan. Your credit history contains information about your financial situation. Lenders will assess your credit history carefully to determine if you have the loan repayment capacity. If lenders find your credit history to be clean, then you won’t face […]
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Bad Credit Home Loans for First Home Buyers

April 13, 2018
If you suffer from poor credit, obtaining a home loan for your first home can be somewhat difficult. However, many lenders in Australia offer bad credit home loans for first home buyers. By approaching the right lender and presenting the right loan application, you should be able to obtain a home loan. When you’re buying […]
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A Guide to Bad Credit Home Loans in Australia

April 13, 2018
Financing a home when you have a bad credit history may be difficult, but it’s certainly not impossible. If you approach the right lender for your situation, you may be able to obtain a bad credit home loan. However, simply approaching the right lender and applying for a home loan won’t work with bad credit. […]
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Are Bad Credit Loans Real?

April 10, 2018
A number of lenders offer bad credit loans in Australia. One of the most common questions that people ask is ‘are bad credit loans real?’ Are such loans really a safe bet for car loans or personal loans, especially if you have bad credit? It’s not at all surprising that you’re sceptical about such loans – after […]
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