Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

How Long Does A Bad Credit Rating Last?

April 17, 2018
A bad credit score can be incredibly damaging to you. If you happen to suffer from bad credit, then you’ll find it difficult to obtain new credit. A bad credit rating will be indicated in your credit report which contains comprehensive information about your credit history. Positive credit reporting has been introduced into Australia gradually, […]
Read More

What is a Free Credit Check and How Does it Work?

April 13, 2018
When you apply for any loan, lenders will always check your credit history before approving your loan. Your credit history contains information about your financial situation. Lenders will assess your credit history carefully to determine if you have the loan repayment capacity. If lenders find your credit history to be clean, then you won’t face […]
Read More

Bad Credit Home Loans for First Home Buyers

April 13, 2018
If you suffer from poor credit, obtaining a home loan for your first home can be somewhat difficult. However, many lenders in Australia offer bad credit home loans for first home buyers. By approaching the right lender and presenting the right loan application, you should be able to obtain a home loan. When you’re buying […]
Read More

A Guide to Bad Credit Home Loans in Australia

April 13, 2018
Financing a home when you have a bad credit history may be difficult, but it’s certainly not impossible. If you approach the right lender for your situation, you may be able to obtain a bad credit home loan. However, simply approaching the right lender and applying for a home loan won’t work with bad credit. […]
Read More

Are Bad Credit Loans Real?

April 10, 2018
A number of lenders offer bad credit loans in Australia. One of the most common questions that people ask is ‘are bad credit loans real?’ Are such loans really a safe bet for car loans or personal loans, especially if you have bad credit? It’s not at all surprising that you’re sceptical about such loans – after […]
Read More

I Had My Car Loan Application Rejected. What now?

March 27, 2018
If you have had your car loan application rejected, then you’re not alone. Every year, thousands of people apply for car loans here in Australia. While most people get their loans approved and processed, many loan applicants get loan rejection instead. Most people who get a loan rejection simply reapply for a car loan elsewhere. […]
Read More

20 Point bad credit car loan checklist

March 27, 2018
If you have bad credit, you might take the risk of applying for an online loan so that you don’t have to talk to anyone about your financial situation. However, in most cases, these loan applications get rejected. If you’re looking to apply for a bad credit car loan, you need to ensure that your […]
Read More

Bad Credit Car Loan Requirements

March 27, 2018
Applying for a bad credit car loan is fairly straightforward. All you need to do is to submit a few documents along with your loan application form, and it will be processed. Today, we’ll take a closer look at the paperwork you need when you apply for a bad credit car loan. Before you apply […]
Read More

6 Rules to Follow for Bad Credit Loans when You’re Self-Employed

March 21, 2018
If you’re self-employed and your credit situation isn’t the best, obtaining a car loan or personal loan can be difficult. Lenders are often wary when it comes to giving out bad credit car loans, even more so for self-employed people. However, there are some things you can do to obtain a car loan on bad […]
Read More

Bad Credit Car Loans for Single Parents

March 20, 2018
Most people who have bad credit can get car financing by using their spouse as a guarantor. In most cases, loan applications are approved quickly, provided that the guarantor has a good credit profile. However, acquiring car loans for single parents is a different case altogether. If you’re a single parent with a bad credit […]
Read More