Bad Credit Blog
Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.
October 4, 2019
If you’re planning to take out a new loan, it is smart to fix bad credit first before making inquiries or getting pre-approvals. This increases your chances of approval and getting affordable interest rates. Bad credit is a term used to describe a credit record that is laden with multiple credit issues, including late payments, […]
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September 30, 2019
Credit score can be raised by reviewing your credit report and disputing any wrong information. You can also improve your credit rating by paying your debts and bills on time, using your credit card below its credit limit and avoiding getting several loans at one time.
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September 23, 2019
A No Credit Check Loan helps you get financing despite terrible credit records. This is because lenders do not check your credit profile and score. While obtaining a loan is easy, repaying it can be tough because of the very high interest rate and the short repayment period.
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September 17, 2019
Although bad credit makes it tough to get approved for loans, it is not true that it can entirely stop you from securing personal loans and other types of financing. This and several other myths surrounding bad credit personal loans should not discourage you from getting one if needed.
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September 13, 2019
It's a smart financial move to refinance bad credit if the interest rate on the new loan is lower. It can also help you reduce monthly repayments. Before applying to refinance, ensure that you have an improved credit record and good credit score. This will increase your chances of approval and help you get the best deal.
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September 10, 2019
Bad credit can make it difficult for you to get approved for a loan, but it doesn't completely shut down your chances. With unsecured bad credit personal loans, you can get financing without pledging any collateral. While the interest rates are higher than standard loans, some lenders provide reasonable rates. It is essential to check the lenders' reputation and the terms and conditions of the loan before taking out one.
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September 4, 2019
The credit score is a very important requirement in loan applications. It determines your creditworthiness and capacity to repay the loan. To calculate your credit score, FICO and credit scoring agencies look into your debt payment history, credit utilisation, outstanding balances, credit mix and trended credit data.
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August 27, 2019
You can consolidate your debts into one single account despite having a bad credit record by getting a bad credit debt consolidation loan. Aside from helping you effectively manage your debt repayments, this financing also helps you save more money on loan interest and other fees.
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August 21, 2019
Want to borrow money for expenses you can’t afford but stuck with a bad credit record? A bad credit loan and a credit card can both help you pay for expenses that you can’t afford. However, each has different features and payment fees that may or may not be ideal for your financial situation. Find out which one is more advantageous for you in this article.
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August 13, 2019
It's not easy to get a car loan with bad credit. However, it's not impossible with options like getting a Bad Credit Car Loan, seeking a co-signer and applying for a car loan in a credit union. However, even if you get the lender's nod, you may need to pay higher interest because you are a high-risk borrower. It is best to improve your credit score first before applying for a car loan.
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