Bad Credit Loans With Guaranteed Approval

By Angela Monroe - September 17, 2018

Bad credit personal loans with guaranteed approval in Australia

Whether you have bad credit or not, there are certain times when you really need a guaranteed loan. Many banks and lenders often turn away people with bad credit without hearing their full story, and this can be really difficult.

Don’t panic. Getting a bad credit loan with guaranteed approval can help you to achieve whatever you’re aiming for – whether that’s paying a medical bill, covering unexpected costs in the home, or making an important purchase.

We can help you with a variety of bad credit loans and we make sure you get the right loan for you.

What is a guaranteed approval on a bad credit loan?

Getting guaranteed approval can be helpful if you have bad credit. A guaranteed approval means that you will be approved for the loan regardless of your financial status and credit history.

Unlike with other lenders, lenders who offer guaranteed approval will approve your loan application despite your poor credit history.

At Loans for People with Bad Credit, we can help to steer you in the right direction. Sadly, there are many No Credit Check vendors and Payday Loan providers out there who will take advantage of your situation and could charge you extremely high interest rates and fees. It’s essential that you stick with reputable specialist lenders to avoid these pitfalls.

Is it responsible to get a guaranteed loan with bad credit?

Responsible borrowing is important. You should always make sure that you are in a financial position to pay back any loans that you take out and it’s essential that you always budget accordingly.

We understand there are times when you need to get a loan with guaranteed approval and you need to get the money quickly. Having a guaranteed loan with bad credit may be one of your only options, so it’s often a case of urgency, such as paying off bills or car repairs.

Generally, getting a guaranteed loan with bad credit can be a responsible decision as long as you have thought about the long-term implications and how you will work to pay back the loan during the term agreed.

Increase your chances of getting a bad credit loan with guaranteed approval

If you’re looking for bad credit personal loans with guaranteed approval in Australia, ask for expert help. We work specifically with people with bad credit and we’ve got access to over 30 lenders who can help to offer the right bad credit loan for you. We’ll only direct you to responsible lenders and we’ll speak to you before you commit to ensure that you’re getting the best bad credit loan for your circumstances.

To increase your chances of getting a bad credit loan with guaranteed approval, you should think about:

  • Having any documents required ready to show as well as your up to date bank details
  • The stability of your financial situation when applying for the loan
  • Your current income and your ability to make repayments on time

Avoid the pitfalls of getting a bad credit loan with guaranteed approval

It’s so important to find the right lender. This is one of the best ways to avoid the pitfalls of getting bad credit personal loans with guaranteed approval in Australia today.

Unfortunately, this industry has many less than honest lenders who will offer you guaranteed loans, so it’s important not to trust all of them and always question them and their reputation before you commit.

If you’re feeling overwhelmed and unsure of how to find the right lender, ask for help. We can help save you time and money, as well as offering you the peace of mind that you’ve made the right decision for you.

Find out how we can help you get the right bad credit loan for you.

Angela Monroe
Angela Monroe is the Community Manager at The Positive Group, specialising in giving people the information that they need when they need it, and putting you on the path to a fair financial future. She has 8 years of experience in helping Australians find the right finance solutions, and regularly contributes articles to empower Australians with the knowledge they need to become financially healthy.


Perica ostojic

September 28, 2018

Im after some information about bad credit loan

Angela Monroe

October 12, 2018

Hi Perica,

What can we help you with? Feel free to apply for a no obligation quote using the form at and we’ll get in touch with you to have quick chat about the loan you need.

Glyn smalley

October 11, 2018

I need a loan for $1000 it can be payback within a 2weeks can you help urgent?

Angela Monroe

November 13, 2018

Hi Glyn, can you call us asap on 1300 769 384 and we’ll have a chat with you to see what we can do for you. Alternately you can also fill out the form at the top of this page and we’ll give you a call today.

However, please bear in mind that we don’t broker payday loans. If you’re unsure about the type of loan you need, I still urge you to give us a call have we’ll have a confidential chat about how we could help.

Talk to you soon.


October 11, 2018

Hi Angela, I am actually in need to get a personal loan. But I need to consolidate first my 2 personal loan and a credit card or at least 1 personal loan and a credit card. I’m not aware that I’m in bad credit as I’m up to date with my loans. So I apply for a personal loan that can cover at least my personal loan and credit card and an extra cash for my needs. Unfortunately I was not successful. Little have I’ve known that it will affect my credit score. I apply at Foxym and ALC as they advertised personal loan but they insist consolidation without cash out but this is not what I need I’m still on tract it’s just that I need to pay or consolidate at least 2 of my exsisting loan then a cash that I need altogether then it will be fine.
Can you still help me on this? I don’t wanna move and apply again as those applications hit my credit score very badly. Thanks.

Angela Monroe

October 12, 2018

Hi Alberta,

Thanks for contacting us. We may be able to help you, but we’ll first need to review how the previous applications have affected your credit score. Rest assured that unlike the previous lenders you’ve spoken with, we won’t lodge a finance application for you so that your credit score remains unaffected. We understand how hard it can be to find a loan with bad credit and we wouldn’t want to add to it.

If you fill out our no obligation quote form here , we’ll have a team member call you to discuss your finances without affecting your credit score.



November 23, 2018

Trying to find loan,!! Got bad credit ? Is it possible,,

Margaret Dodd nee

February 3, 2019

Need a loan


February 12, 2019

Need to get a loan

Ruth holder

February 14, 2019

Please help me


March 6, 2019

I have bad credit but I need to borrow 1500 dollars to repair my car for work and I have some finance all up to date and my bank aloud me for. 200 dollars if any thing happen
For this reason I need help
Thanks very much

Darryl Badenhop

March 13, 2019

You advertise guaranteed approval, but in reality i get declined

Jamie Toia

March 18, 2019

Hi. Im looking for a car loan under 5000 have poor credit. Will be a joint application. 1 with full licence 1 without. Needing a car as we are currently hiring 1 for $175 a week


Penelope James

March 20, 2019

Want to go consolidate debt

Karena durkin

March 22, 2019

I’d like to apply for a loan of 2,500.00

Paul Baulch

March 25, 2019

Hi I’m looking for a small loan

Bradley Warnock

April 1, 2019

I am hoping you can help me out as my current vehicle is 18 years old and I need a new car

Richard Lenz

April 3, 2019

Need loan for house loan deposit short fall

Hi 👋 my name is Malu Aumua a.k.a Lu

April 27, 2019

I really want to apply for a loan today you’re my last hope…I apply with other loans with no credit check and no paperwork or even I apply with other loans and never replied be back I don’t know 🤷‍♀️ if they real or scam… I have no luck with them…so I hope 🤞 you can help me today I just need $900 to repair my car so I can get my kids to school…thank you hope you understand my situation

Emma Thorley

April 29, 2019

I would like to borrow 5000-10000
Excerpt I have a bad credit history


May 5, 2019

Hey just wondering if you guys could help me with a $48500 car loan.
I have bad credit history as I got a loan when I was 18. My mum is now taking care of it the loan was $20k Intrest went up to $30k, My mum is paying $180 weekly.
I’m 25 years old working full time hours at South East Queensland Tilt Trays and just seeing if you guys could help me with a car finance and I’ll be 100% committed to pay it off weekly for 5 years.
Thank you
Kind Regards George


May 7, 2019

Need $10000 loan approved ASAP for dental and surgery
Terrible credit in the past.
Older and wiser and more responsible now. What are my chances?
Case Number, which is 00114817. .

Desperately need these surgeries
Have permanent job

Elizabeth Brewer

May 13, 2019

Ive just applied for a quick quote and have a missed call i can talk most days after 8.30 and before 5pm what are you hours so i can call you back or can the conversation be done via email or text?

Christopher Byrne

May 14, 2019

Hi I would love to apply for a bad credit how do I do it

Derek mepham

May 22, 2019

I after a $150000 loan to pay legal firm to precuts last part of a legal case in a succession plan
A win but firm small and amount for compensation

The gain is $5.2 m plus value increase plus irrigation licenses value $2.5-4 m

Matter be with discussion with legal firm to guarantee win and repayment

Length loan maybe up to 12 months but less

Thelma Butler

May 22, 2019

Needing a loan


May 23, 2019

can U help I’m needing a small loan of about 6000-9000

Adam downward

May 28, 2019

Need money asap need to get to mums funnel

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