Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

Can You Negotiate a Used Car Loan?

January 27, 2020
If you’re looking at used car loans with bad credit, you’ll want to make sure you get the best loan possible. Keeping interest rates as low as you can and ensuring you get a fair loan term. This can really help you to keep your monthly repayments down. You shouldn’t feel that you can’t negotiate […]
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Refinancing Guide for the Self-Employed

January 24, 2020
Over 2 million Australians are currently self-employed, yet there can still sometimes be a lengthy process when it comes to refinancing with many lenders preferring applicants in full-time salaried employment. In fact, since the Global Financial Crisis, many lenders have increased their documentation requirements which can make it harder for self-employed applicants to refinance. It […]
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How to Refinance Bad Credit Loans

September 13, 2019
It's a smart financial move to refinance bad credit if the interest rate on the new loan is lower. It can also help you reduce monthly repayments. Before applying to refinance, ensure that you have an improved credit record and good credit score. This will increase your chances of approval and help you get the best deal.
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5 Easy Steps to Get Out of a Bad Car Loan

June 21, 2019
Whether it’s due to buyer’s remorse or being upside down on your loan, nothing can be more exasperating than having a bad car loan. It hurts your finances and brings financial worries that quickly saps all your energy. How did you even get yourself in such a mess? Things started well, or so you thought. […]
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How to Get Out of a Bad Car Loan

May 24, 2019
Trapped in a bad car loan? You had a good start when you bought the vehicle three years ago. You went to a local dealership, applied for a $25,000 car loan that’s payable in five years and got approved without paying any upfront cost. Shortly after driving your car off the lot, you started making […]
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How Soon Can You Refinance a Car Loan With Bad Credit?

May 22, 2019
To refinance a car loan is to get a new loan from a new lender to pay off the balance of your existing car financing. There are plenty of reasons for doing this, including scoring a lower interest rate, reducing your monthly payments, saving in interest charges, removing a co-signer and shortening or extending the […]
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