Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

When You Should Consider Getting a Short-term Loan

March 26, 2020
Short-term loans can be really useful for people in specific situations. If you’re keen to find out about the best time to use short term loans, you may want to read through some of the options below to find out if they match up with how your finances are currently looking. There are pros and […]
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Rejected Car Loans: What Should You Do?

February 26, 2020
It can be really disappointing to have a car loan rejected. You may need the car for a new job, or you may simply have wanted the chance to take your family on some trips away at the weekend. Try not to panic—You can manage the situation with a clear mind. If you have bad […]
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Best Car Options for First-time Buyers on a Budget

February 20, 2020
Buying your first car can be a really exciting milestone. Yet it can also be a little overwhelming; you may be worried about getting a car loan with no or bad credit, or you may simply be a little daunted by such a big purchase. Choosing the right car is really important if you’re looking […]
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Top 5 Family Cars for 2020

February 11, 2020
Family cars are very popular with Australians. As we know, driving for Australians can be a real family affair. Whether you use your car for getting the kids to school each day or packing it up for weekends away with friends. Family cars are essential for happy parents and happy children. There are lots of […]
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Tips to Getting Your Car Loan Application Approved

February 7, 2020
Getting a car loan application approved is key if you’re looking to get on the road as quickly as possible. The application process may seem never-ending. But it doesn’t have to be this way. if you follow some car loan tips. Get organized and be as efficient as possible to get your car loan application […]
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Refinancing Guide for the Self-Employed

January 24, 2020
Over 2 million Australians are currently self-employed, yet there can still sometimes be a lengthy process when it comes to refinancing with many lenders preferring applicants in full-time salaried employment. In fact, since the Global Financial Crisis, many lenders have increased their documentation requirements which can make it harder for self-employed applicants to refinance. It […]
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Bad Credit Car Loan Requirements

January 10, 2020
If you’ve got bad credit and you’re getting a car loan, there are a number of requirements you should consider to ensure the whole process goes as smoothly as possible. It’s likely you want to get on the road as soon as possible, but don’t be tempted to rush ahead and forget some of the […]
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Pros and Cons of Extended Car Loans

December 23, 2019
If you have bad credit, you may have considered getting an extended car loan. There are lots of pros and cons for taking this step and it’s important to understand both sides of the argument before you make your decision. It’s always important to seriously think about what you can afford. If you’re looking at […]
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Questions to Ask Before Taking Out a Short-Term Bad Credit Loan

November 26, 2019
A short-term bad credit loan helps borrowers get immediate access to funds. It is greatly beneficial if you have an unexpected expense that needs to be paid right away. Before taking out one, however, it is best to assess your financial needs and capacity for repayment. Doing so will help not only save you more money on interest but will also help you effectively attend to your loan applications and help you avoid getting exploited by loan sharls.
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How Does Manual Underwriting for Loans Work?

October 31, 2019
Manual underwriting for loans increases your loan approval chances, especially if you have a low credit rating or irregular income. Lenders usually conduct this procedure if you fail the automated underwriting process but still believe that you are capable of repaying your debt.
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