Second Chance Personal Loans

Personal Loans for Bad Credit

Explore all your second chance personal loans options

A backwards-looking credit score doesn’t need to hold you back from securing a personal loan. We are experts in helping Australians secure bad credit personal loans online.

We help you with second chance personal loans, so you can focus on what matters to you.

No matter what your credit history looks like, we have helped secure countless second chance personal loans Australia wide. You can use your loan for a number of different things, such as:

  • Consolidating your debt
  • Purchasing big-ticket items like dishwashers, washing machines, or furniture
  • Replacing expensive items such as phones and computers that have been damaged or misplaced
  • Paying off unexpected costs like vet bills, medical expenses, or vehicle repairs
  • Home renovations
  • Weddings, honeymoons, and holidays

Most lenders will want a specific reason for why you need the loan; if you want to know what else you can use your personal loan for, contact us now or read more common reasons for taking out a personal loan on our blog.

Bad credit doesn’t bother us!

Unlike traditional bank lenders, we don’t bolt at the first sign of bad credit. We also don’t mind where the bad credit history comes from – we want to assist you no matter your situation. There are many reasons why people find themselves with a bad credit score: missed repayments, a build up of debt, or even multiple credit enquiries. They won’t hold you back from working with us to secure your bad credit personal loan.

Want to know more about our other types of bad credit loans?

We have expertise in a range of different bad credit loans including cars, boats, and business loans. Contact us today to find out how we can help you secure the loan you need despite your credit standing – or read all about our services as well as tips for utilising your loan on our blog.