Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

Getting a Debt Consolidation Loan When You Have Bad Credit

November 15, 2019
A debt consolidation loan helps you sort out your overwhelming multiple debts into one single account. This makes it easier for you to manage repayments and save more on interest and associated loan fees. While this type of financing favours those who have good credit scores, you can still qualify even with bad credit. Read the article to find out how.
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You’re a Victim of Predatory Bad Credit Loans, Now What?

October 10, 2019
Ideally, bad credit loans are designed to help you get a second chance at financing. In practice, they are used by many lenders to exploit and extract money from desperate borrowers. Read on to understand how predatory lending happens and what can you do if you've fallen victim to it.
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What You Need to Know About No Credit Check Loan

September 23, 2019
A No Credit Check Loan helps you get financing despite terrible credit records. This is because lenders do not check your credit profile and score. While obtaining a loan is easy, repaying it can be tough because of the very high interest rate and the short repayment period.
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How to Refinance Bad Credit Loans

September 13, 2019
It's a smart financial move to refinance bad credit if the interest rate on the new loan is lower. It can also help you reduce monthly repayments. Before applying to refinance, ensure that you have an improved credit record and good credit score. This will increase your chances of approval and help you get the best deal.
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A Borrower’s Guide to Unsecured Bad Credit Personal Loans

September 10, 2019
Bad credit can make it difficult for you to get approved for a loan, but it doesn't completely shut down your chances. With unsecured bad credit personal loans, you can get financing without pledging any collateral. While the interest rates are higher than standard loans, some lenders provide reasonable rates. It is essential to check the lenders' reputation and the terms and conditions of the loan before taking out one.
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Bad Credit Loan or Credit Card: Which One Should You Get?

August 21, 2019
Want to borrow money for expenses you can’t afford but stuck with a bad credit record? A bad credit loan and a credit card can both help you pay for expenses that you can’t afford. However, each has different features and payment fees that may or may not be ideal for your financial situation. Find out which one is more advantageous for you in this article.
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How to Get Approved for Short-Term Bad Credit Loans

August 7, 2019
One of the surefire ways to get financing despite having a bad credit history is securing bad credit loans. This type of debt financing helps you get funds fast even with a poor credit background and with little documentation. Bad credit loan lenders usually offer a limited amount of money that’s payable within an agreed period. The repayment can be long-term, which lasts for three years or more, or short-term, which is around less than a year or two.
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How to Fix Your Bad Credit Report

July 5, 2019
A credit report reflects your creditworthiness and affects your borrowing power. The more outstanding your credit report is, the easier it will become for you to get approved for loans at low interest rates and favourable terms. If you have a bad credit report, however, it's not yet the end of the road for you. Read this article to learn how to fix your bad credit report now.
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What Are the Causes of Bad Credit Rating?

June 25, 2019
Can’t get approved for a loan because of your bad credit rating? It’s always bound to happen because “bad credit” is a red flag for lenders. It says that you have been irresponsible with your money and debt obligations in the past. It also warns them that you’re likely to default on the repayments. How […]
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