Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

How to Survive Financially If You Lost Your Job

July 12, 2019
Job loss, especially if unexpected, is a very stressful experience. It often equates to losing your source of income and access to the medical, fringe, and other employee benefits that you used to enjoy. Unemployment also puts a strain on your finances and causes money problems. During these trying times, it’s tempting to make hasty […]
Read More

6 Smart Ways to Prevent Bankruptcy

July 9, 2019
Bankruptcy not only leads to bad credit but also stays on your credit profile for seven to ten years. It severely damages your credit score and prevents you from getting approved for future financing. Thus, it’s financially smarter to look for alternative solutions to pay off debts instead of filing for bankruptcy. Check out these ways that can help you prevent bankruptcy from being your last financial option.
Read More

Common Signs of a Bad Credit Loan Scam

July 2, 2019
A bad credit loan is typically your last financing resort if you have a poor credit score. For an interest rate that’s higher than standard consumer loans, it lends you money even though you have a history of debt mismanagement and are likely to mess up your loan obligation yet again. On the other hand, […]
Read More

How Long Does It Take to Fix a Bad Credit?

June 28, 2019
The length of time it takes to fix your bad credit score depends on the severity of debt mismanagement and how gravely they’ve damaged your score. Sometimes, it not only takes months but years to rebuild creditworthiness. The sooner you start fixing your bad credit score, the sooner you can rebuild and improve your credit […]
Read More

What Are the Causes of Bad Credit Rating?

June 25, 2019
Can’t get approved for a loan because of your bad credit rating? It’s always bound to happen because “bad credit” is a red flag for lenders. It says that you have been irresponsible with your money and debt obligations in the past. It also warns them that you’re likely to default on the repayments. How […]
Read More

What Are My Options If I Have An Insufficient Credit History?

June 18, 2019
Bad credit is not the only reason for loan rejection. Lenders can also turn you down if you have an insufficient credit history. An insufficient credit history means having none or not enough record in the credit reporting bureaus to generate a credit score. This happens when you have not used a credit card or […]
Read More

What Loans Are Hard to Apply For With a Low Credit Score?

June 14, 2019
Generally, all unsecured loans are hard to apply for when you have a low credit score. An unsecured loan is any type of financing that does not need collateral, which is a valuable property that you as the borrower give to the lender in case of loan default. The collateral is first appraised by the […]
Read More

What Are The Best Loans For People Who Have Bad Credit?

May 31, 2019
Most people who have bad credit often find themselves in a situation where they need quick cash for an emergency situation but struggle to find a lender who is willing to loan them money. Their poor credit scores, whether a result of poor financial decisions in the past or plain bad luck, have sadly wreaked […]
Read More

Is It Possible to Get a Car Loan With Bad Credit?

May 20, 2019
Is bad credit score getting in the way of your car financing applications? Don’t lose hope. You can still get a car loan with bad credit. A good credit score is a valuable asset when applying for a car loan. It greatly increases your odds for approval and helps you negotiate favourable loan terms and […]
Read More

How to Finance a Car With Bad Credit

May 14, 2019
Do you need a car loan but stuck with debt and bad credit? Don’t lose hope. Getting a car financing is still possible although it will not be easy. Here are some tips to finance a car with bad credit: 1. Check your credit reports Before applying for any bad credit car loan, check your […]
Read More
Next Page