Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

Getting a Debt Consolidation Loan When You Have Bad Credit

November 15, 2019
A debt consolidation loan helps you sort out your overwhelming multiple debts into one single account. This makes it easier for you to manage repayments and save more on interest and associated loan fees. While this type of financing favours those who have good credit scores, you can still qualify even with bad credit. Read the article to find out how.
Read More

How a Personal Loan Affects Your Credit Score

November 11, 2019
A personal loan affects your credit score negatively or positively depending on how you manage the debt. To improve your credit score when taking out this type of financing, make your repayments timely and complete your loan obligation on its agreed term.
Read More

How Does Manual Underwriting for Loans Work?

October 31, 2019
Manual underwriting for loans increases your loan approval chances, especially if you have a low credit rating or irregular income. Lenders usually conduct this procedure if you fail the automated underwriting process but still believe that you are capable of repaying your debt.
Read More

What are the Advantages of a Bad Credit Loan?

October 22, 2019
A bad credit loan has several advantages aside from the high approval rate despite having a terrible credit history. It offers quick access to funds, flexible repayment options and a chance at improving your bad credit rating. Before taking out one, however, you should make sure that you can afford the repayment and the lender you're dealing with is reputable.
Read More

How to Get a Copy of Your Credit Report

October 14, 2019
Checking your credit report before applying for a loan provides many benefits, including knowledge of your credit standing and the chance to improve the factors that affect your credit score. You can get a free copy of your credit report from the credit reporting bureaus. It is best to request a separate copy from each agency because the information they contain may be separate.
Read More

You’re a Victim of Predatory Bad Credit Loans, Now What?

October 10, 2019
Ideally, bad credit loans are designed to help you get a second chance at financing. In practice, they are used by many lenders to exploit and extract money from desperate borrowers. Read on to understand how predatory lending happens and what can you do if you've fallen victim to it.
Read More

How Many Months Does It Take to Fix Bad Credit?

October 4, 2019
If you’re planning to take out a new loan, it is smart to fix bad credit first before making inquiries or getting pre-approvals. This increases your chances of approval and getting affordable interest rates.  Bad credit is a term used to describe a credit record that is laden with multiple credit issues, including late payments, […]
Read More

5 Ways to Raise Your Credit Score Quickly

September 30, 2019
Credit score can be raised by reviewing your credit report and disputing any wrong information. You can also improve your credit rating by paying your debts and bills on time, using your credit card below its credit limit and avoiding getting several loans at one time.
Read More

What You Need to Know About No Credit Check Loan

September 23, 2019
A No Credit Check Loan helps you get financing despite terrible credit records. This is because lenders do not check your credit profile and score. While obtaining a loan is easy, repaying it can be tough because of the very high interest rate and the short repayment period.
Read More
Next Page