Bad Credit Blog
Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.
March 31, 2020
Having defaults on your credit history can be really frustrating. A default or ‘black mark’ from years ago can be affecting a loan application that you’re wanting to make. Many people find it difficult to understand how a default on your credit report can be such an obstacle when trying to make a purchase such […]
Read More
March 27, 2020
Having defaults on your credit history can be really frustrating. Even if you are currently on a better financial track, you may still have problems borrowing money so clearing a default on bad credit history will be a top priority for you. There are a few steps you can take to look into clearing a […]
Read More
October 30, 2019
Australia's "Big Four" banks have finally embraced the Comprehensive Credit Reporting. Learn how the sharing of extensive credit data among lenders affects your future loan applications and what are the advantages and disadvantages it brings.
Read More
October 14, 2019
Checking your credit report before applying for a loan provides many benefits, including knowledge of your credit standing and the chance to improve the factors that affect your credit score. You can get a free copy of your credit report from the credit reporting bureaus. It is best to request a separate copy from each agency because the information they contain may be separate.
Read More
September 30, 2019
Credit score can be raised by reviewing your credit report and disputing any wrong information. You can also improve your credit rating by paying your debts and bills on time, using your credit card below its credit limit and avoiding getting several loans at one time.
Read More
September 23, 2019
A No Credit Check Loan helps you get financing despite terrible credit records. This is because lenders do not check your credit profile and score. While obtaining a loan is easy, repaying it can be tough because of the very high interest rate and the short repayment period.
Read More
September 4, 2019
The credit score is a very important requirement in loan applications. It determines your creditworthiness and capacity to repay the loan. To calculate your credit score, FICO and credit scoring agencies look into your debt payment history, credit utilisation, outstanding balances, credit mix and trended credit data.
Read More
August 2, 2019
Credit bureaus develop your credit report, which greatly influences your creditworthiness and borrowing power. Although they cannot approve or deny your loan application, the data they present in your credit report is used by lenders as a basis for granting or denying you the funds you need. The report also influences your loan interest rate and terms, if you're approved for financing.
Read More
