Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

How a Credit Card Affects Your Credit Score

July 18, 2019
Getting a secured credit card is typically the first step to building credit. Aside from introducing first-time users to the concept of credit, it also builds their credit score with responsible use. As they use the card without getting close to its spending limit and make on-time payments, their activities are reported to the credit bureaus. Over time, their creditworthiness is established.
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5 Habits that Ruin Your Credit Score

July 16, 2019
It takes a long time to build good credit, but a short one to ruin it. One or two late payments on your monthly loan obligation or a simple swipe on your credit card can significantly damage your credit score. To keep your credit profile stellar and your credit score high, avoid these five habits.
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What Interest Rates are Typical for Bad Credit Car Loans?

June 13, 2019
Bad credit car loans have higher interest rates than standard car loans, typically around 10% to 18.12% or higher. The average credit score is around 620 to 679, although many lenders still consider this score range on the poor side. A low credit score generally falls between 580 to 619. Anything below this range is […]
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What Credit Score Is Required to Buy a Car?

May 16, 2019
Credit scores greatly impact your car financing efforts. Although a bad credit score won’t stop you from getting a car loan, your loan terms and interest rates will be greatly affected. The lower your credit score is, the lesser the possible lenders and the higher you’ll likely pay in interest. According to the credit reporting […]
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Top 6 Credit Score Myths Debunked

December 14, 2018
Understanding your credit score is really important when it comes to getting any type of loan. Debunk credit score myths by getting a credit check and understanding the credit process.
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What is credit repair?

November 22, 2018
If you have bad credit, you might be looking at credit repair as a way to improve your chances of borrowing money. Understanding what is credit repair will help you along the process.
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How Do You Repair Bad Credit?

August 6, 2018
If you have a bad credit score, it can feel incredibly daunting to ever consider applying for loans. However, don’t worry – there are ways to repair bad credit to help you borrow money in the future.
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