Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

How Long Do Defaults Stay on My Credit History?

March 31, 2020
Having defaults on your credit history can be really frustrating. A default or ‘black mark’ from years ago can be affecting a loan application that you’re wanting to make. Many people find it difficult to understand how a default on your credit report can be such an obstacle when trying to make a purchase such […]
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How Can I Get a Default Removed from My Credit History

March 27, 2020
Having defaults on your credit history can be really frustrating. Even if you are currently on a better financial track, you may still have problems borrowing money so clearing a default on bad credit history will be a top priority for you. There are a few steps you can take to look into clearing a […]
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What is the Impact of Bankruptcy?

March 17, 2020
Being declared bankrupt can be a really daunting and overwhelming experience. You may be worried about what the future holds – both personally and financially, as well as dealing with day to day life. Yet bankruptcy doesn’t mean the end of the world. Knowing as much as possible about what bankruptcy entails and understanding the […]
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How to Get a Copy of Your Credit Report

October 14, 2019
Checking your credit report before applying for a loan provides many benefits, including knowledge of your credit standing and the chance to improve the factors that affect your credit score. You can get a free copy of your credit report from the credit reporting bureaus. It is best to request a separate copy from each agency because the information they contain may be separate.
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How Many Months Does It Take to Fix Bad Credit?

October 4, 2019
If you’re planning to take out a new loan, it is smart to fix bad credit first before making inquiries or getting pre-approvals. This increases your chances of approval and getting affordable interest rates.  Bad credit is a term used to describe a credit record that is laden with multiple credit issues, including late payments, […]
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