Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

What Loans Are Hard to Apply For With a Low Credit Score?

June 14, 2019
Generally, all unsecured loans are hard to apply for when you have a low credit score. An unsecured loan is any type of financing that does not need collateral, which is a valuable property that you as the borrower give to the lender in case of loan default. The collateral is first appraised by the […]
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How to Get Car Financing With a Low Credit Score

June 7, 2019
Getting approved for car financing is not easy if you have a low credit score. Most lenders will reject your loan application, citing creditworthiness issues. Even if you finally find one that gives the thumbs up, you’ll still be likely charged with high interest rate and unfavourable loan terms. To help increase your chances of […]
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“Can I Get a Car Loan When I Am Unemployed?”

June 4, 2019
Whether it’s bad luck or bad decision that left you carless and jobless, you can get a car loan even when unemployed. Qualifying for a Car Loan When applying for a car loan or any other types of financing, lenders usually require your most recent pay stubs. This is because they want to make sure […]
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How Soon Can You Refinance a Car Loan With Bad Credit?

May 22, 2019
To refinance a car loan is to get a new loan from a new lender to pay off the balance of your existing car financing. There are plenty of reasons for doing this, including scoring a lower interest rate, reducing your monthly payments, saving in interest charges, removing a co-signer and shortening or extending the […]
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What Credit Score Is Required to Buy a Car?

May 16, 2019
Credit scores greatly impact your car financing efforts. Although a bad credit score won’t stop you from getting a car loan, your loan terms and interest rates will be greatly affected. The lower your credit score is, the lesser the possible lenders and the higher you’ll likely pay in interest. According to the credit reporting […]
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Can a Student Get a Car Loan?

May 13, 2019
No matter what your reason is for wanting to have your own set of wheels–whether it’s because you’re sick and tired of the daily commute on public transport or simply want to impress your classmates–YES, you can get a car loan as a student. Unlike a student loan which is mainly designed for tuition fees, a car […]
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6 Tips for People With Bad Credit Get Good Credit

April 17, 2019
When you apply for a loan, lenders assess your creditworthiness (ability to repay a debt) and credit rating before deciding whether or not to give you the money. This rating is based on your income and debt history. If you have a good credit rating, you can easily get loans at moderate interest rates. If […]
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Top 6 Credit Score Myths Debunked

December 14, 2018
Understanding your credit score is really important when it comes to getting any type of loan. Debunk credit score myths by getting a credit check and understanding the credit process.
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