Got Bad Credit? Need Finance?
We Can Help!

Getting bad credit finance requires in-depth knowledge of the finance industry, access to multiple lenders, understanding of each individual scenario and most importantly, knowing how to say yes! We help literally thousands of Australians every year get a range of bad credit loans.

Bad Credit Car Loans

Bad Credit Car Loans

If you have had trouble in the past whether it is defaults or discharged from bankruptcy or maybe you have just been refused from the banks? Don't let this stop you!

Bad Credit Personal Loans

Bad Credit Personal Loans

Bad credit personal loans can be difficult to get. We are experts in listening & assessing your situation and finding a solution. We can help you get approved for bad credit finance when the banks say no!

Bad Credit Loans

Bad Credit Loans

Looking for some leisure equipment ? We help finance caravans,camper trailers, motorbikes, jet skis, fishing boats, tractors, trucks & much more... if you need a bad credit loan, we'll do our best to get you approved!

Loans for bad people testimonials

Both Daniel and I just wanted to say that we can't thankyou enough for your wonderful help and patience with our application for a new car. We both made mistakes when we where young and ended up with bad credit. The banks & credit unions said no, we are so lucky we found you. Our new car was delivered yesterday and she is amazing! We had almost given up when we found you. Thank you so much.

Kirra and Daniel

Latest News

What Loans Are Hard to Apply For With a Low Credit Score?

14 Jun 2019
Generally, all unsecured loans are hard to apply for when you have a low credit score. An unsecured loan is any type of financing that does not need collateral, which is a valuable property that you as the borrower give to the lender in case of loan default. The collateral is first appraised by the ...

What Interest Rates are Typical for Bad Credit Car Loans?

13 Jun 2019
Bad credit car loans have higher interest rates than standard car loans, typically around 10% to 18.12% or higher. The average credit score is around 620 to 679, although many lenders still consider this score range on the poor side. A low credit score generally falls between 580 to 619. Anything b...

How to Get Car Financing With a Low Credit Score

07 Jun 2019
Getting approved for car financing is not easy if you have a low credit score. Most lenders will reject your loan application, citing creditworthiness issues. Even if you finally find one that gives the thumbs up, you’ll still be likely charged with high interest rate and unfavourable loan terms. ...