Bad Credit Car Loans Australia

bad credit car loans

Bad credit shouldn’t keep you from owning a car

For many people, having a car is a necessity. That’s why we firmly believe that a bad credit score shouldn’t stop you from being able to own your own car. Our team of experts will find a loan that suits your needs, regardless of your credit score.

At Loans For People with Bad Credit, we specialise in finding equitable and sustainable finance options for people with bad credit ratings. If you need a bad credit car loans in Australia, contact us today.

Why choose Loans for People with Bad Credit for Bad Credit Car Loans?

If you’re looking for bad credit car finances, come straight to the experts. We offer bad credit car loans Australia wide in every major capital city:

  • Sydney
  • Melbourne
  • Brisbane
  • Perth
  • Adelaide

We look past your credit score and take into account the full picture. We will work with you to find the best possible bad credit car loans online that best fits your situation. You can assure that repayments will be manageable and realistic.

Tips for securing a loan

Bad credit car loans don’t need to be a headache to secure. Here are some steps you should follow:

  1. Be honest. Being totally honest on your loan application is the best way to build trust with a lender and give them an accurate picture of your financial situation
  2. Repair your credit. We can advise you on the best ways to fix your credit score. Securing a loan and paying it off according to your repayment schedule is a great place to start
  3. Provide your statements. You will need to show your statements and savings to prove to lenders that you can cover your repayments
  4. Prove employment status. Providing proof of your payslips and stable income is a crucial step in getting approved for a loan
  5. Stabilise your residential arrangements. Do you move around a lot? This might hurt your chances of receiving finance. If possible, stabilise your living arrangements before applying for bad credit car loans online

Who do we work with?

We work with a multitude of expert lenders to find you the best loan tailored to your personal circumstances, including:

  • ANZ
  • Capital Finance
  • Finance One
  • Liberty Financial
  • Westpac
  • Macquarie
  • Money3
  • Morris Finance Limited
  • Pepper Money
  • Plenti
  • Wisr
  • Resimac Asset Finance
  • Firstmac
  • Latitude finance
  • AFS
  • Angle finance
  • Metro finance
  • Affordable car loans
  • Get Capital
  • Flexi
  • Grow Finance

Who can apply for bad credit car loans in Australia?

If you are an Australian citizen over the age of 18, you are eligible to apply for a car loan. Whether you have good credit, bad credit, or no credit history at all, we’re here to help you find the right loan for you. Many lenders offer guaranteed approval and a no payment down option for car loans. Contact us today to get started on your application or to find out more about your bad credit car loans Online options.