Bad Credit Blog

Welcome to the #1 Bad Credit Blog, you'll find heaps of information on different types of bad credit loans. Tips, tricks and guide to getting bad credit finance. Best of all you'll find tips here that will give you the tools to get out of bad credit.

Getting a Debt Consolidation Loan When You Have Bad Credit

November 15, 2019
A debt consolidation loan helps you sort out your overwhelming multiple debts into one single account. This makes it easier for you to manage repayments and save more on interest and associated loan fees. While this type of financing favours those who have good credit scores, you can still qualify even with bad credit. Read the article to find out how.
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You’re a Victim of Predatory Bad Credit Loans, Now What?

October 10, 2019
Ideally, bad credit loans are designed to help you get a second chance at financing. In practice, they are used by many lenders to exploit and extract money from desperate borrowers. Read on to understand how predatory lending happens and what can you do if you've fallen victim to it.
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A Borrower’s Guide to Unsecured Bad Credit Personal Loans

September 10, 2019
Bad credit can make it difficult for you to get approved for a loan, but it doesn't completely shut down your chances. With unsecured bad credit personal loans, you can get financing without pledging any collateral. While the interest rates are higher than standard loans, some lenders provide reasonable rates. It is essential to check the lenders' reputation and the terms and conditions of the loan before taking out one.
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How to Consolidate Your Debt if You Have Bad Credit

August 27, 2019
You can consolidate your debts into one single account despite having a bad credit record by getting a bad credit debt consolidation loan. Aside from helping you effectively manage your debt repayments, this financing also helps you save more money on loan interest and other fees.
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Bad Credit Loan or Credit Card: Which One Should You Get?

August 21, 2019
Want to borrow money for expenses you can’t afford but stuck with a bad credit record? A bad credit loan and a credit card can both help you pay for expenses that you can’t afford. However, each has different features and payment fees that may or may not be ideal for your financial situation. Find out which one is more advantageous for you in this article.
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6 Smart Ways to Prevent Bankruptcy

July 9, 2019
Bankruptcy not only leads to bad credit but also stays on your credit profile for seven to ten years. It severely damages your credit score and prevents you from getting approved for future financing. Thus, it’s financially smarter to look for alternative solutions to pay off debts instead of filing for bankruptcy. Check out these ways that can help you prevent bankruptcy from being your last financial option.
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How to Fix Your Bad Credit Report

July 5, 2019
A credit report reflects your creditworthiness and affects your borrowing power. The more outstanding your credit report is, the easier it will become for you to get approved for loans at low interest rates and favourable terms. If you have a bad credit report, however, it's not yet the end of the road for you. Read this article to learn how to fix your bad credit report now.
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What Are The Best Loans For People Who Have Bad Credit?

May 31, 2019
Most people who have bad credit often find themselves in a situation where they need quick cash for an emergency situation but struggle to find a lender who is willing to loan them money. Their poor credit scores, whether a result of poor financial decisions in the past or plain bad luck, have sadly wreaked […]
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Understand Your Debt to Income Ratio

November 15, 2018
Having bad credit can be frustrating. Speak to Loans for People With Bad Credit to find out how you can improve your debt to income ratio and see positive changes for you.
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